Props to my inspiration, Yaro Starak, and to a disciple of his, Sunil (of The Extra Money Blog) for their succinct and appropriate disclosure and privacy policies on their blogs. Their own disclaimers summed up my situation so well that I thought I’d copy it from them, so there’s another disclaimer…
This website uses affiliate programs for monetization, which means when you click on links to various sites that are recommended and make a purchase, this can (and not necessarily) result in a commission that is credited to this website.

From time to time, I will promote, endorse, or suggest products and/or services for sale. My recommendation is ALWAYS based on my belief that the product and it’s author will provide excellent and valuable information or service based on a review of that product, my relationship with that person, and or previous positive experience with the person or company who’s product I am recommending.

Products and services recommended on this site are ones that I have used or have thoroughly researched. I will NOT sell or give away my mailing list because I believe your privacy is as important as my own. My credibility and reputation cannot be compromised.

There are thousands of daily visitors that benefit from the free information provided on this website. I take great pride in my work and service to my user community. Always do your OWN due-diligence before making any purchases. Never purchase anything that you cannot afford.

Most people don’t do anything with the products they buy, so most of the time, their typical results are zero. Don’t do drugs, stay in school. There is no such thing as a Silver Bullet…and Good Luck!